The value of new home lending in the March 2025 quarter was more than 14 per cent higher year on year, despite a slight dip from the previous quarter.

Young Australians, particularly those in their 20s and 30s, are showing a strong desire to become homeowners, with many feeling that it is essential for securing their financial future.

Investment Loans Near Record High

According to recent data, investment loans are nearing a record high, with many investors taking advantage of the current interest rate environment.

• Interest rates have been cut multiple times in recent months, making it easier for investors to secure loans.
• The low interest rates have also made it more affordable for investors to purchase properties.

Investors are taking advantage of the current market conditions to purchase properties, with many opting for investment loans that offer lower interest rates and more flexible repayment terms.

Off-the-Plan Stamp Duty Concessions Extended in Victoria

The Victorian government has extended its off-the-plan stamp duty concessions for another year, providing buyers with more time to purchase properties before paying stamp duty.

The concessions apply to properties that are completed or completed within 12 months of the property being purchased, and will be available until June 2026.

A Fifth of Gen Z Borrowing Cash for Home Deposits

According to recent data, a fifth of Gen Z home buyers are relying on cash gifts from family to save enough for mortgage deposits.

This trend is likely due to the rising costs of housing, with many Gen Z buyers struggling to save enough for a deposit.

NSW Vacancies Remain at ‘Crisis Levels’ Ahead of Rental Reforms

The NSW rental market remains tight, with vacancies remaining at ‘crisis levels’ despite the latest data.

The peak body for the NSW rental industry has warned that upcoming rental reforms could strain the vacancy rate even further.

Property Markets Show Mixed Trends Across Australia

Australia’s property market is showing varied conditions in early 2025, with interest rate cuts, regional growth, and affordability shaping trends.

The mixed trends are likely due to the different regions across Australia, with some areas experiencing strong growth and others experiencing slower growth.

Commercial Property Sentiment Hits 8-Year High

The NAB Commercial Property Index has risen to an eight-year high, indicating a positive outlook for the commercial property market.

The index is based on the results of a survey of commercial property professionals, and is considered a reliable indicator of the commercial property market.

Why Women Are Missing Out on Property Investment

Women are under-represented in property investment, despite similar home ownership rates.

This under-representation is likely due to a range of factors, including lack of access to information, lack of confidence, and lack of role models.

However, there are steps that can be taken to address this gap, such as providing women with access to education and training, and providing them with role models and mentors.

Investment Opportunities Abound

Despite the challenges, there are still many investment opportunities available for those looking to invest in property.

Investors can consider a range of options, including direct property investment, property crowdfunding, and real estate investment trusts.

It is essential to conduct thorough research and due diligence before making any investment decisions.

Finni’s Insights

“The gap between women and men in property investment is not just about numbers, it’s about the impact it has on our economy and society.